Endeavor Capital PR provides a wealth of experience in real estate lending, including commercial construction loans.

Endeavor Capital PR’s unparalleled expertise in assisting clients as they realize their real estate investment goals is an invaluable asset when engaged in the complex management of a construction project. Endeavor Capital PR understands the complexity of construction loans and has successfully funded projects that were once facing many of the difficulties and obstacles that you may be facing now.

FINANCING TAILORED TO EACH CLIENT

Endeavor Capital PR offers creative financing uniquely tailored to the needs of its clients. By providing its clients with hard money construction loans and a suite of other solutions, Endeavor Capital PR is able to fund loans for acquisition, construction, and other investment projects, all within an expedient time frame.

Real estate loans are loans that are secured by a mortgage on real property. But the acquisition of real estate can be expensive, often greatly exceeding the capital reserves of potential buyers.

In order to satisfy the needs of potential buyers, lenders such as Endeavor Capital PR, offer real estate loans whose proceeds can be used to purchase new real estate, improve existing properties, or refinance existing debt.
Acquisition loans
Real estate bridge loans
Mezzanine loans

Private lenders are non-bank lending organizations that provide loans, typically for real estate-based transactions.

Since private lenders are not banking institutions, they are able to offer more flexible, creative, and situational financing options than conventional banking lenders.

Because of the freedom with which they are able to operate, private lenders are often more relationship focused than conventional lenders, relying on an extensive knowledge of the market in which they operate to make prudent lending decisions.

Hard money loans are asset-based loans that allow businesses to leverage real estate in order to gain access to funds.

Hard money loans bypass a conventional underwriting structure and are instead based upon the financial strength of real property.

This means that direct lenders such as Endeavor Capital PR are able to make loans without relying upon the credit history of the applicant. A benefit of this structure is that it is often possible to fund hard money loans in a short time frame.

Terms for hard money loans typically range from six months to two years and are accompanied by loan to value ratios approaching, and occasionally exceeding, 70%. Endeavor Capital PR, which has been serving its clients and providing loans for 5 years, offers hard money loans in amounts from $50,000 to $5,000,000.

Commercial loans are lending instruments between a lender and a business in which funds are lent to the business for a specified, business-related purpose.

Possible commercial loan lenders include banks, credit unions and private lenders such as Endeavor Capital PR. Depending on the needs and qualifications of the applicant, a wide array of loan types and structures may be available. Revolving lines of credit, fixed-rate term loans and commercial real estate mortgages are among the many varieties of commercial loans.

Proceeds from commercial loan facilities are used in a number of ways including the acquisition of real estate or equipment, funds for working capital, and the refinancing of existing commercial loan debt.

Based on the needs of the applicant, a lender will underwrite the business by evaluating the financial condition of the business – possibly including its owners, guarantors, and collateral – in order to evaluate what type of commercial loan to offer.

However, some private lenders, such as Endeavor Capital PR, are able to make lending decisions based upon the financial strength of the underlying collateral, without relying upon the credit history of the applicant.